Tip on finance and time management to a 20 year old?

I can understand the conditions faced by a 20 year old very well, as i am also nearer to this.
This is an age where one wish to earn his/her personal income and plan day-night to change his life and make his parents proud.
Financial :
According to me, a 20 year old should be a very strict toward his expenses and savings. He should maintain a very pretty equilibrium between both.
The more waste of money you can save, just save. Means, whatever money you spend should come out from your pocket with a specific reason.
  • Buying books, newspapers is a great way to spend.
  • Wasting on petrol should be minimised.
  • If you are planning to invest on a startup, keep a backup plan also with you.
  • Spending money on learning anything is never a waste of money. Learn as much you can.
Time management:
Time is one of the biggest resistor of this age group. They are already frustrated with their bundle of college hours, so not in condition to do any xtra activity.
But, I am also following some small changes in my lifestyle and observing a better life inside me.
I will recommend you to follow this schedule for a week at least and feel the change.
  • Start wake up at 4:30am. Sounds awkward, but pretty amazing to follow. Trust me.
  • Give some time to your fitness and get ready by 6 am.
  • Then, you will have a very big day to do all things you wish to do, or even more.
  • Go to bed by 10:00pm.
You are the creator of yourself.

 

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